Rasna Arora

Immigrating to Canada with only $1000 in her pocket, Rasna Arora found Blackcard and after only 3 years. She has built a $50 million portfolio in real estate. Rasna is now a Certified Coach, teaching the tools and systems that helped make her successful in that journey.

By the end of 2021, Rasna had a portfolio of about 70 properties with over 150 units. Some were flips or wholesales, but a lot of them were buy and hold, which she flipped and now holds in her portfolio. Rasna believes in building generational wealth for her and her family, and real estate is the way to do it. Rasna has built not only this level of success, but also her niche business by first investing in herself, then by adding a unique value to each one of her properties and most importantly followed the strategies to buy them right. 

Guiding her students through the valleys and celebrating their wins, big or small, Rasna’s passion about her student’s success not only shows up in real estate, but for them personally as well. Most of her students become part of her extended family, as she continues to encourage them to achieve the success they are seeking.

“It doesn’t matter where on your journey you are starting from, you can build success too.”

Chris Henderson

Chris knows what it’s like to try and scale a real estate investing business the hard way vs. the Blackcard way. Chris went from student to Certified Coach in 3 years. He is now the President and director of HBTN investments and a Coach with Blackcard. With $23.6 million in active deals, you could learn a lot from him.

Chris started out doing single family flips, then eventually migrated into using multiple exit strategies for his properties. To date, he and his team have completed over 30 projects. 

Before he began to coach with the Blackcard community, Chris had a successful career, making great money. Having a good job was the only way to make it, or so he thought, but then Chris realized a few things. First was that he wanted more freedom and time to spend with his family. Chris was working 80 hours a week, with a huge weight of responsibilities. At any time, the business he worked for could make decisions outside his control that would leave him and his family vulnerable and left to find something else. There really was no job security for him in that “stable job”. Job security is a myth. 

The second thing Chris realized was that he was investing all of his talent, skills and ideas into someone else’s business. Chris wanted more, to build a brand, a company and to keep more of his own money in his pocket. He wanted to reinvest his talent back into his own business to create real wealth. 

He was hesitant to jump into real estate because of a mindset challenge he faced early on in his coaching, a scarcity mindset. This mentality kept him from achieving his goals, and he ended up just creating a full time job doing everything himself. However, once he started coaching with Blackcard, he quit his corporate job, saw exponential growth in the business, and has been able to do more exciting deals. 

In his first year of coaching, he started by doing 1 deal. In his second year he completed 20 deals. In his 3rd year, he is working on luxury flips and is a Certified Coach with Blackcard and has 14 deals on the go. Chris now has the quality time available to spend with his family. He has taken what he has learned and is looking forward to the next 2 years taking on bigger deals, more challenges and teaching those coming up behind him how to have the same success he has had.


Allan & Connie Mcintosh

Allan and Connie got started in real estate about 30 years ago.They purchased their first rental property after reading Rich Dad Poor Dad by Robert Kiyosaki. Seeing the possibilities, this book inspired them to take the plunge into real estate. They purchased a triplex and saw it as a long-term retirement income stream. Hoping over the next 25 years to pay off the mortgage and have the monthly rental income be used in their retirement.

However, because Allan and Connie didn’t have access to more information or a coach, they made big mistakes and the cash flow just wasn’t there. They soon realized that they did not know what they were doing. Allan and Connie decided that real estate was not for them and they sold their property within the year. It took Allan and Connie a long time to feel worthy of success after this loss. They spent the next 25 years trading time for money at their full time jobs, until Allen found a book that would change their lives.  Money, People, Deal by Stefan Aarnio pointed Connie and Allan in the right direction. This book taught them the strategies they were missing, it showed them that there was education and help available to succeed in real estate. Looking for a strong mentor to guide them, Stefan was the one for them. 

Coming into Blackcard,  Allan and Connie started in the Platinum program being coached by Stefan himself. He called them Blackcards “Rockstar Students”. For the first time Allan and Connie were held accountable in their entrepreneurial life. From feeling like failures and deciding real estate was not for them, to having some amazing successes such as buying one house at $659,000, renovating it, then selling it for 1.3 million. Allan and Connie are a wealth of knowledge you can’t miss out on. 

One of Allan and Connie’s greatest joys is to be able to make their students feel worthy of success with the right support team. They are truly passionate about teaching the hard learned lessons and watching their students thrive. Both Allan and Connie are honored to support and hold their students accountable, while teaching them the Blackcard systems on how to be successful in real estate, just like Stefan did with them. 

Brian Merryman

Brian joined the Blackcard community as a Platinum student and was coached directly by Stefan Aarnio. Within 1 year of being in the Platinum program, Brian was named Yahoo Finance’s top real estate inventors in 2020. During his first month he closed on 3 deals and raised 1 million dollars in capital. Brian has been featured in multiple publications such as USA Today and the Frederick News Post for the success he has seen in real estate but also the value he brings to the communities he enters. If you want to scale your business in real estate, Brian is the coach for you. 

Brian is Blackcards primary coach for students that are in the USA. He resides in Maryland where he operates his property restoration business, American Flip House. Brian completed his first flip in 2012 after he came across a book that changed his perspective on real estate investing forever, Robert Kiyosaki’s Rich Dad Poor Dad. Since then, he’s been hooked.  

Beginning his career in real estate and feeling the growing pains, he quickly realized he needed to invest in himself to be successful and grow as an investor. 

Through coaching, Brian became educated in many real estate strategies. As each deal goes along, Brian is improving his systems, adapting to the market and exploring new arenas. Brian is a solutions guy, whatever exit strategy, and is able to adapt his project to the needs of potential buyers. 

Brian is now a Certified Coach with Blackcard. What sets him apart as a real estate investor is when he and his team enter a home in a community, they aren’t just looking at how it will benefit the business, rather they look for ways to move the community forward.

“I do not believe in getting rich on any one deal. True affluence is built over time through great partnerships and consistent and efficient deals.” Brian does this by taking the time to find and build the right team, using the Money People Deal model. 

Brian is passionate about living by example to show his students how to live on purpose. To build a business they are passionate about that also makes an impact on the community around them. Rebuilding small communities, one family home at a time. Brian has learned the systems, and is passionate about helping his students reach the same success.

Michael Reimer

Michael Reimer

Michael Reimer is a husband and father of 5. He has been successfully investing in real estate and private businesses for the last 10 years in Winnipeg and surrounding areas. Since 2011, his real estate strategies include an excellent track record where he continues to create value with Joint Venture Partners in buy-fix-sell and buy-fix-hold strategies on single family and multifamily Properties.

Michael began his real estate investing career while he was a paramedic. He found that real estate was something he could do part time, while working as a paramedic. After executing a series of successful deals, he found that he was making just as much money in real estate as he was at his job. He decided it was MORE costly to keep his job than to go into real estate full time. Michael claims he didn’t really have a ton of pain in his life that was motivating him to get coaching. He had a good job, an amazing family, and relatively low stress. His motivation came from the fact that, deep down, he knew he was not reaching his potential. It was at this time he hired Stefan Aarnio to help him make the jump.

Michael was a previous graduate of Blackcard’s Platinum program back in 2016, having worked directly with Stefan Aarnio.

Shortly after, Michael joined the ranks of being a Certified Coach with Blackcard Elite Academy. When asked why he coaches, he simply says “To whom much is given, much is required. It’s about passing along the helping hand that allowed me to get started and helping others get started too.”

What makes Michael unique is his all-around approach to investing. He holds a portfolio of real estate AND businesses. Michael owns business in the area of contracting, construction, and waste management. He is a very well-rounded investor, capable of helping people achieve the lifestyle of creating active income through active strategies (buy, fix, sell) and buying companies, as well as wealth-building strategies such as building a rental portfolio.

Michael is a straight shooter. When asked what he would tell people who want to get into real estate, he simply says: “Don’t do it. You probably won’t succeed. Most people don’t. If you still want to try, find someone who is where you want to be and copy what they did.”

Obviously he only wants to work with people who are committed and who will never give up, not just say they won’t give up.


Mar Lou Merilles

Mar Lou is a father of three wonderful boys and a husband to a supportive wife. Mar Lou joined the Blackcard community 2 years ago as a Bronze Student. He was then coached by Sean Lacap and now being coached by Jason Greschuk as a Platinum Student.

Mar Lou is a whale for wholesale deals. He has the talent and perseverance to get things done accordingly. He is humble and knowledgeable, being a young father he took advantage of it to relate with the sellers, gaining their utmost trust. Now he is teaching and exposing his eldest son on what real estate really is and the knowledge and value they can gain from it.

Of course all success stories have a rather unpalatable past. Before he began this journey, Mar Lou had spent his saved up money to buy his own property and use it as a rental after reading Rich Dad Poor Dad. Being a landlord was not easy and simply not a pleasant experience for him. He was losing more-than gaining from it. That’s when he told himself he had to take a different route.

“and then I heard about Stefan Aarnio, curiosity got the best of me, I searched who he was and now I am here!”

He now has almost a dozen doors of rental properties, gaining him almost a million in equity in such a short amount of time. In addition he also built a multi six figure wholesaling business.

Mar Lou believes that not limiting the knowledge you’re willing to share with people to achieve such success in life would be an honour to look forward to.

Janci Templeman

Janci Templeman is a wife and mother of 2 young boys. She started her real estate journey in 2011 with buy and hold real estate and then eventually finding her love of flipping houses. She started coaching with Stefan in 2014 after completing a successful flip. But it wasn’t until training with Stefan where she learned the skills she needed to scale her business and take her real estate business to the next level. She was able to flip over 25 homes and do a number of wholesales and real estate transactions while she was raising a family. This made her become extremely good at building teams, delegation, integrating systems, negotiations and raising investor capital. She also has given her a very good reputation in her market of producing quality homes and someone who can help you with delicate real estate problems. She was then nominated by Canadian Real Estate Wealth Magazine in 2017 for the Rising Star award.

At this point in her career, she wants to take her knowledge and experience and share it with others. Just as Stefan would want his legacy to live on. She is excited to share what she has learned from her personal experiences and from Stefan so his legacy lives on.

“I’m creating the school I wish I had”

Coaching packages


Well as the saying goes, it takes money to make money. So first things first, you need to raise some capital. And yes, raising capital is a skill. What other skills do you need if you want to make this Real Estate thing happen?

Sales and negotiation. Once you learn how to raise capital, sell and negotiate, you have all you need to be successful in Real Estate.

You’re not going to learn those skills by reading a book. You’re going to learn those skills through 1 on 1 help from a mentor and real-world application. That’s what the Blackcard Coaching is all about.

Key Benefits Of Program?

Unique Goals

Wholesaling, flipping, buy & hold, new builds, commercial deals, business development, whatever you’re looking to accomplish, we have a coach that has done it and can show how you can find success.

Identify Barriers

Minimize failure and maximize success by working one-on-one with someone who has been where you are, who knows what you will have to do and what you will have to overcome in order to achieve your goals.

Pinpoint Needs

We all have specific needs in our life and our business, learn to identify your priorities so that you can focus on what’s really important and less time wasting energy. Your coach will guide you through all the key areas of business to remove failure from the equation.

Set Your VIsion

This coaching is about YOU and YOUR vision. Our coaches will help you map out what you want out of business and life in order for you to achieve the life that you’ve always wanted, then they’ll help you create actionable steps to make your dreams a reality.

What Our Previous Students Saying About


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